Arna Freedman's Blog Posts

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Pre-Approval Makes All the Difference When Buying a HomeYou may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what

5 Things Homebuyers Need To Know When Making an OfferWhen it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren

Home Price Appreciation Is as Simple as Supply and DemandHome price appreciation continues to accelerate. Today, prices are driven by the simple concept of supply and demand. Pricing of any

How Misunderstandings about Affordability Could Cost YouThere’s a lot of discussion about affordability as home prices continue to appreciate rapidly. Even though the most recent index on

Experts Say Home Prices Will Continue to AppreciateIt’s clear that consumers are concerned about how quickly home values are rising. Many people fear the speed of appreciation may lead to a

Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to

Are Interest Rates Expected to Rise Over the Next Year?So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there

Patience Is the Key to Buying a Home This YearThe question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers

Is Home Price Appreciation Accelerating Again?At the beginning of the year, industry forecasts called for home price appreciation to slow to about half of the double-digit increase we saw last year.

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This YearIf you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the

How a Change in Mortgage Rate Impacts Your Homebuying BudgetMortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However,

Americans See Major Home Equity Gains [INFOGRAPHIC]Some HighlightsToday’s home price appreciation is driving equity higher throughout the country.If your needs are changing and you

Home Mortgage Rates by Decade Some HighlightsMortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great

Are There Going to Be More Homes to Buy This Year?If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are

The Reason Mortgage Rates Are Projected to Increase and What It Means for YouWe’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a 

3 Reasons We’re Definitely Not in a Housing BubbleHome values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some

47% of New Buyers Surprised by How Affordable Homes Are TodayHeadlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become

When Rates are Low Demand is High. RATES are SO LOW now and DEMAND is High and Inventory is Low. We can create a market for you if you are serious about buying a home this spring.;

House prices rose 1% from October to November according to the FHFA index. Year-over-year, home prices were up 11%. The S&P CoreLogic Case Shiller home price index showed a seasonally adjusted

Financial Fundamentals for HomebuyersSome HighlightsWhen you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses.From saving for your

What Record-Low Housing Inventory Means for YouThe real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by 

What’s the Difference between an Appraisal and a Home Inspection?If you’re planning to buy a home, an appraisal is an important step in the process. It’s a

Why Moving May Be Just the Boost You NeedAs we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time

Why Right Now May Be the Time to Sell Your HouseThe housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest&

Will Forbearance Plans Lead to a Tsunami of Foreclosures?At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow

What Does 2021 Have in Store for Home Values?According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months.

3 Must-Do’s When Selling Your House This YearIt’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what

Four Expert Views on the 2021 Housing MarketThe housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real

Four Expert Views on the 2021 Housing MarketThe housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real

Four Expert Views on the 2021 Housing MarketThe housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real

Why Selling Your House on Your Own in 2021 Is a MistakeThere are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today,

More Generations Are Living Under One Roof This YearThis year challenged us to reprioritize everything - from the way we use our time to where we work, how we socialize and gather together, and our

Why It’s Important to Price Your House Right TodayEven in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do.

Turning a House into a Happy HomeWe talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership.No

The Do’s and Don’ts after Applying for a MortgageOnce you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're

2021 Housing Forecast [INFOGRAPHIC]Some HighlightsExperts project an optimistic year for the 2021 housing market.With mortgage rates forecasted to remain low, high buyer demand is expected to fuel

Homeowner Equity Increases an Astonishing $1 TrillionIn a year that was financially devastating for many Americans, some good news for most homeowners is the dramatic gain in home equity over the

3 Reasons to Be Optimistic about Real Estate in 2021This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re

The Holidays Aren’t Stopping Homebuyers This YearBlack Friday and Cyber Monday are behind us, yet finding the perfect holiday gifts for friends and family is certainly still top of mind for

The Holidays Aren’t Stopping Homebuyers This YearBlack Friday and Cyber Monday are behind us, yet finding the perfect holiday gifts for friends and family is certainly still top of mind for

5 Steps to Follow When Applying for ForbearanceIf you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help.

Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC]Some HighlightsBuying a home in today’s sellers’ market doesn’t have to feel like an uphill battle.Here are four ways to

Are Home Prices Headed Toward Bubble Territory?Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this year. This is understandable since the

An Honest Look at Unemployment NumbersLast Friday, the Bureau of Labor Statistics released the November Jobs Report. It revealed that, though headed in the right direction, the nation

How Remote Work Can Power Your Vacation Home SaleThis year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing

How Remote Work Can Power Your Vacation Home SaleThis year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing

How Remote Work Can Power Your Vacation Home SaleThis year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

The Path to Homeownership [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home and not sure where to start, you’re not alone.Here’s a map with 10 simple steps to follow

A New Way to Shop for Homes in a Virtual WorldIn a year when we’re learning to do so much remotely, homebuying is no exception. From going to work to attending school, grocery shopping, and

Knowledge Is Power on the Path to HomeownershipHomeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the

5 Tips for Homebuyers Who Want to Make a Competitive OfferToday’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a

Your House May Be High on the Buyer Wish List This Holiday SeasonAround this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who

Is Buying a Home Today a Good Financial Move?There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it

Don’t Let Buyer Competition Keep You from Purchasing a HomeThis year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put

It Pays to Sell with a Real Estate Agent [INFOGRAPHIC]Some HighlightsToday, it’s more important than ever to have an expert you trust to guide you as you sell your house.From your safety

Will Mortgage Rates Remain Low Next Year?In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows

Chances of Another Foreclosure Crisis? “About Zero Percent.”There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we

Homes for Sale Are Rapidly DisappearingThrough all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage

Why Working from Home May Spark Your Next MoveIf you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses

Winter Will Bring a Flurry of Activity to the Housing MarketIn the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the

VA Home Loans: Helping Heroes Find a HomeToday, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there

Homeownership Is a Key to Building WealthFor years, real estate has been considered the best investment you can make. A major reason for this is due to the net worth a household gains

Is it Safe to Sell My House Right Now?In today’s real estate market, the buzz is all about how it’s a great time to sell your house. Buyer demand is high, and there simply aren

Making a Home for the Brave Some HighlightsVA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our Nation

4 Reasons Why the Election Won’t Dampen the Housing MarketTomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life

Why the 2021 Forecast Doesn’t Call for a Foreclosure CrisisAs the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure

Rent vs. Buy: How to Decide What’s Best for YouAccording to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s

How Down Payment Assistance Opens the Door to HomeownershipMany people are eager to buy a home right now while affordability continues to be a highlight of the current housing market.

How Down Payment Assistance Opens the Door to HomeownershipMany people are eager to buy a home right now while affordability continues to be a highlight of the current housing market.

You are welcome to call and see if the return on investment is worth it.  Cal Arna 949-244-0444. It still may bring you more money to give a quick "glam" update to your home.  

Real Estate Continues to Show Unprecedented Strength This YearThe 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is,

You Need a Short Sale Certified Agent to Help You Through This ProcessEarlier this year when the nation pressed pause on the economy and unemployment rates jumped up significantly, many homeowners

The #1 Reason Not to Wait to List Your House for SaleMany industries have been devastated by the economic shutdown caused by the COVID-19 virus. Real estate is not one of them.Mark,&

75 Years of VA Home Loan BenefitsNext month on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice.This year marks the 75th 

Why Pricing Your House Right Is EssentialIn today’s real estate market, setting the right price for your house is one of the most valuable things you can do.According to the U.S. Economic

Buyers Are Finding More Space in the Luxury Home MarketA year ago, additional space and extra amenities had a very different feel for homebuyers. Today, the health crisis has brought to light how

Why Selling this Fall May Be Your Best MoveIf you’re thinking about moving, selling your house this fall might be the way to go. Here are four highlights in the housing market that may make

Home Equity Gives Sellers Options in Today’s MarketHomeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of

Home Builder Confidence Hits All-Time RecordLast week, the National Association of Home Builders (NAHB) reported their Housing Market Index (HMI) hit an all-time high 

The Cost of a Home Is Far More Important than the PriceHousing inventory is at an all-time low. There are 39% fewer homes for sale today than at this time last year, and buyer demand

Have You Ever Seen a Housing Market Like This?The year 2020 will certainly be one to remember, with new realities and norms that changed the way we live. This year’s real estate market is

How Will the Presidential Election Impact Real Estate?The year 2020 will be remembered as one of the most challenging times of our lives. A worldwide pandemic, a recession causing historic

Buying a Home with Your VA Eligibility May be SO Easy Here are some samples of program criteria that may work for you.If this works for you, give me a call. I will connect you to a VA lender.

Homebuyer Demand Is Far Above Last Year’s PaceHomebuying has been on the rise over the past few months, with record-breaking sales powering through the market in June and July. Buyers are

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It’s Not Just About the Price of the HomeWhen most of us begin searching for a home, we naturally start by looking at the price. It’s important, however, to closely consider what else

Three Ways to Win in a Bidding WarWith so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are

The Cost of Renting Vs. Buying a Home [INFOGRAPHIC]Some HighlightsThe percentage of income needed to afford a median-priced home today is declining, while that for renting is on the rise

Builders & Realtors Agree: Real Estate Is BackWhen shelter-in-place orders brought the economy to a screeching halt earlier this year, many believed the residential housing market would follow

Why Is It so Important to Be Pre-Approved in the Homebuying Process?You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When

Guidance and Support Are Key When Buying Your First HomeIn June, the number of first-time homebuyers accounted for 35% of the existing homes sold, a trend that’s been building steadily

Get the latest Updates for California Tenants andResources for Legal assistancehttps://justshelter.org/community-resources/#caEviction Rates by State https://evictionlab.org/map/#/2016?geography

A Remarkable Recovery for the Housing MarketFor months now the vast majority of Americans have been asking the same question: When will the economy turn around? Many experts have been

Thinking of Selling Your House? Now May be the Right TimeInventory is arguably the biggest challenge for buyers in today’s housing market. There are simply more buyers actively looking for

What Are Experts Saying About the Rest of 2020?One of the biggest questions on everyone’s minds these days is: What’s going to happen to the housing market in the second half of the

What Are the Experts Saying About Future Home Prices?A worldwide pandemic and an economic recession have had a tremendous effect on the nation. The uncertainty brought about by both has made

Millennials Are on the Move as First-Time Homebuyers [INFOGRAPHIC]Some Highlights:According to NAR’s latest Profile of Home Buyers & Sellers, the median age of all first-time

Rising Demand: Demand rose 9% even though “stay at home” orders have not yet been lifted After seven weeks of staying at home, everybody is figuring out ways to make life feel a bit more

Will This Economic Crisis Have a V, U, or L-Shaped Recovery?Many American businesses have been put on hold as the country deals with the worst pandemic in over one hundred years. As the states are

Two Big Myths in the Homebuying ProcessThe 2020 Millennial Home Buyer Report shows how this generation is not really any different from previous ones when it comes to homeownership goals:

Looking to the Future: What the Experts Are SayingAs our lives, our businesses, and the world we live in change day by day, we’re all left wondering how long this will last. How long will we

The #1 Thing You Can Do Now to Position Yourself to Buy a Home This YearThe last few weeks and months have caused a major health crisis throughout the world, leading to a pause in the U.S. economy

The Economic Impact of Buying a HomeWe’re in a changing real estate market, and life, in general, is changing too – from how we grocery shop and meal prep to the ways we can interact

The Best Advice Does Not Mean Perfect AdviceThe angst caused by the coronavirus has most people on edge regarding both their health and financial situations. It’s at times like these when we

What You Can Do to Keep Your Dream of Homeownership Moving ForwardSome Highlights:Don’t put your homeownership plans on hold just because you’re stuck inside.There are several things you

Why the Stock Market Correction Probably Won’t Impact Home ValuesWith the housing crash of 2006-2008 still visible in the rear-view mirror, many are concerned the current correction in the

Yes, You Can Still Afford a HomeCall me about the low interest rates.  949-244-0444The residential real estate market has come roaring out of the gates in 2020. Compared to this time last year,

Confidence Is the Key to Success for Young HomebuyersBuying your first home can seem overwhelming. Thankfully, there’s a lot of great information out there to help you feel more confident as

Rising home prices have been in the news a lot lately, and much of the focus is on whether they’re accelerating too quickly and how sustainable the growth in prices really is. One of the often

If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be one step closer than you think if you spend your dollars

Unlike last year, the residential real estate market kicked off 2020 with a bang! In their latest Monthly Mortgage Monitor, Black Knight proclaimed:“The housing market is

How the Housing Market Benefits with Uncertainty in the WorldIt’s hard to listen to today’s news without hearing about the uncertainty surrounding global markets, the spread of the

The #1 Reason to List Your House Right NowThe success of the U.S. residential real estate market, like any other market, is determined by supply and demand. This means we need to look at how many

How Pricing Your Home Right Makes a Big DifferenceEven though there’s a big buyer demand for homes in today’s low inventory market, it doesn’t mean you should price your

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2020 Homebuying ChecklistSome Highlights:If you’re thinking of buying a home, plan ahead and stay on the right track, starting with pre-approval.Being proactive about the

First-Time Buyers Are Searching for Existing Homes This YearIn the latest Housing Trends Report, the National Association of Home Builders (NAHB) measured the share of adults planning

The #1 Reason It Is Difficult to Find Your Dream HomeThe headlines in real estate today all revolve around one major point: there is a shortage of homes available for sale. Price appreciation

Homes Are More Affordable Today, Not Less AffordableThere’s a current narrative that owning a home today is less affordable than it has been in the past. The reason some are making this claim

2020 Luxury Market ForecastBy the end of last year, many homeowners found themselves with more equity than they realized, and at the same time their wages were increasing. When those two factors