Ladera Ranch Homes
Unemeployed Borrowers Get Mortgage Relief with Freddi Mac
Starting February 1, 2012, Freddie Mac will give unemployed borrowers in Ladera Ranch, CA and other cities nationwide have the option to take a yearlong break from mortgage payments. If you lost your job and your loan is with Freddie Mac, note that the extended grace period, or forbearance of ...
Where is the bottom for Home Prices in Ladera Ranch?
The bottom of the market may have already happened in Ladera Ranch home prices.
Inventory is going down because when you factor in the number of homes that can actually close escrow because they are an equity sale of a foreclosure sale, you won’t find that many homes that ...
Do I have to accept a Promisory Note in my Short Sale?
Do I have to accept a Promisory Note in my Short Sale?
Ladera Ranch, CA – In this business you do sometimes encounter very stubborn lenders who are adamant about collecting on what they believe to be “rightfully theirs”
These lenders are usually the ones that homeowner got their original loan ...
What if my Short Sale is Rejected?
What if my Short Sale is Rejected?
What Damages can a Homeowner Sue for if a Short Sale is Wrongly Rejected?
Laguna Niguel, CA- We have already discussed my advice to a homeowner dealing with the rejection of a perfectly good short sale offer and facing imminent foreclosure.
I had ...
Stop Nasty Debt Collector Calls for Good
Stop Those Nasty Debt Collector Calls for Good
Ladera Ranch, CA – If you are in the middle of a financial crisis paying off your unsecured debt – ie your credit cards – should be a far lower priority than paying on the secured debt on your home or for the basics you ...
When should I consider a Short Sale?
When Should I consider a Short Sale?
My Home Isn't Selling, I Might be Upside Down, So Why Hasn't My Real Estate Agent Mentioned a Short Sale?
This was the question I recently received from Jennifer, a frustrated homeowner whose property has been on the market for months ...
How to a Stop Foreclsoure?
How to a Stop Foreclsoure?
Ladera Ranch, CA – One of my previous clients asked me a simple, yet detailed question, "How do I stop my Foreclsure?" There were many answers I could have provided him with, but he continued to explain his individual situation. "I am a home seller who ...
Do Foreclosures and Short Sales Both Affect Home Buying Credit?
Do Foreclosures and Short Sales Both Affect Home Buying Credit?
Homeowners who sacrifice to pay mortgages, trying to keep from going into foreclosure, used to have a better option. A short sale could be arranged. Short sales allow the homeowner to sell the home for less than the mortgage amount ...
Short Sales Falling Short
Short Sales Falling Short
In September, the HAFA, or Home Affordable Foreclosure Alternative program has funded 342 short sales or deeds-in-lieu of foreclosure according to Housing Wire's article seen here, http://bit.ly/cPk6ac. The program was launched in April to offer an alternative for loans which were eligible ...
Ladera Ranch Short Sales
Ladera Ranch Short Sales
Ladera Ranch’s best kept secret is that it’s on sale – short sale – and Homes of California can help you map your way through this wonderful Orange County community and find the home that’s perfect for you and your family.
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